3 min read · Published July 2024 · Updated September 2025
Turkey Currency & Money Guide
Paying by card
Visa and Mastercard work at hotels, restaurants and shops in tourist areas. Some vendors offer better prices for cash.
How much cash to bring
For a week, $100–200 equivalent in lira for tips, bazaar shopping and small purchases is usually enough if you use cards elsewhere.
ATM and exchange strategies
Use bank ATMs inside malls or bank branches — avoid standalone street machines with high fees. Withdraw larger amounts fewer times to limit per-transaction charges. Notify your bank of Turkey travel dates to prevent card blocks.
Lira volatility and pricing
The Turkish Lira fluctuates — hotel package rates are often quoted in USD/EUR for stability. On-ground expenses in Lira can shift month to month. Budget a small buffer for market shopping and tips.
USD and EUR acceptance
Major hotels and some carpet shops quote in dollars or euros. Restaurants and taxis prefer Lira. Pay in local currency when offered dynamic conversion at POS terminals — DCC rates are usually poor.
Splitting costs on private tours
Guide and driver tips in Lira cash are customary. Entrance fees often accept cards at museums. We list included vs excluded items clearly on every tour page.
Tipping in Lira
Tip in Turkish Lira when possible — guides and drivers appreciate local currency.